Jun 6, 2022 | Bankruptcy, Christopher Stanfield
We have all found ourselves in a tough spot and need cash to meet our immediate needs. Some people turn to payday loans when they’re in a jam, and it can be a temporary solution to find cash for bills. But, the reality is that the interest and fees will add up quickly. Because of …
read more: Can Payday Loans Be Included in Bankruptcy?
May 13, 2022 | Bankruptcy, Christopher Stanfield
Experiencing a financial burden can be stressful. The longer it continues, the more it can weigh on you and affect you emotionally and physically. If this is happening to you, you need not deal with it alone. There are those who you can talk to about your financial hardship. Those who can offer support and …
read more: Who Can You Talk to about Your Financial Hardship
Apr 4, 2022 | Bankruptcy, Christopher Stanfield
Are you nearing retirement age and are burdened by debt? If so, you are not alone. According to a recent study by the University of Michigan Retirement Research Center, millions of seniors entering their retirement years are burdened by debt. The study found that 1 in 3 Americans who are 50 or older carry non-mortgage …
read more: Don’t Enter Retirement Age with Too Much Debt
Mar 3, 2022 | Bankruptcy, Casey Taylor
Are you behind on your bills and keep receiving collection letters and phone calls from debt collectors? The debt collectors will only keep contacting you for so long without payment. Their next likely step will be filing a lawsuit against you to collect what you owe. While this seems scary, there are actions you can …
read more: What to Do If You Are Being Sued by a Debt Collector
Jan 24, 2022 | Bankruptcy, Casey Taylor
Having a vehicle can be a very important part of maintaining your daily life. You may need it to get to your job, carpool your kids, get to the store, doctor, church, etc. But, owning a vehicle can be costly. Monthly payments could take up a significant portion of your income making it difficult to …
read more: What to Do if Behind on Your Car Payment
Dec 17, 2021 | Bankruptcy, David Poston
Are you struggling with debt and thinking about filing for bankruptcy relief? Maybe you are hesitant because of negative rumors. There are many false narratives about filing for bankruptcy. Don’t let rumors or innuendos prevent you from obtaining a fresh start. While there are many false beliefs, some off the most common are as follows: …
read more: 4 False Assumptions about Bankruptcy
Nov 14, 2021 | Bankruptcy, Christopher Stanfield
Have you had to miss paying other bills so you could pay your home mortgage? Or, are you behind on your mortgage payments despite everything else you do to make ends meet? Do you live in fear that you may lose your home to foreclosure? You do not need this stress. Filing for bankruptcy offers …
read more: 3 Ways Bankruptcy Could Benefit Your Home
Jul 12, 2021 | Bankruptcy, Casey Taylor
A beneficial aspect of Chapter 13 bankruptcy is the ability to “cramdown” certain secured loans. A cramdown could lower the principal balance and interest rate you may owe on a loan. It could save you money and help keep your property. Read on to understand which of your debts may qualify for a cramdown and …
read more: What is Bankruptcy Cramdown?
Mar 21, 2021 | Bankruptcy, Chad Cotant
A vehicle may be one of the most important possessions you and your family have. It provides a means of transportation to your work, the grocery store, church, family, friends etc. But, a vehicle can be an expensive possession to have. Paying car payments on top of everything else you may owe can become burdensome. …
read more: How Chapter 7 Bankruptcy Could Help with Vehicle Repossession
Mar 15, 2021 | Bankruptcy, Chad Cotant
Do you make only the minimum payment on your credit card debt each month? If so, you are ultimately sentencing yourself to a long-term trap of debt. The Minimum Payment Problem Most credit card companies allow the borrower to pay what they call the “minimum amount due” each month. If you pay at least that …
read more: Escaping the Minimum Payment TrapBrock & Stout can help you with your Bankruptcy, Social Security Disability and Personal Injury claim needs today. Feel free to call our toll free number, contact us online or stop by one of our many office locations. We hope you will give us the opportunity and the privilege to help you and your family.
